Terms and Conditions

1. Introduction

   These terms and conditions govern the use of lending services provided by EA Lending ("the Company"). By accessing or using our lending services, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms and conditions, you must not use our services.

2. Eligibility

   To be eligible to use our lending services, you must be at least 18 years old and legally capable of entering into a contract. By using our services, you warrant that you meet these eligibility requirements.

3. Loan Application

   To apply for a loan, you must complete our application process, providing accurate and complete information as requested.
   

   We reserve the right to approve or deny any loan application at our discretion, based on our internal policies and criteria.
   

   By submitting a loan application, you authorize us to conduct credit checks and other necessary verifications as part of our lending decision process.

   
   
   

4. Loan Terms

   Loan terms, including interest rates, repayment schedules, and loan amounts, will be determined based on various factors, including your creditworthiness and the information provided in your application.
   

   You agree to review and accept the specific terms of any loan offer before proceeding with the loan.

   
   

5. Fees and Charges

   You agree to pay any applicable fees and charges associated with the loan, as outlined in the loan agreement.
   

   These fees and charges may include but are not limited to origination fees, late payment fees, and prepayment penalties.

   
   

6. Repayment

   You agree to repay the loan according to the agreed-upon repayment schedule.

   Failure to make timely payments may result in additional fees, penalties, and negative impacts on your credit score.
   

   We reserve the right to take legal action to recover any outstanding debt.

   
   

7. Privacy

   We are committed to protecting your privacy and will handle your personal information in accordance with our Privacy Policy.

   
   

8. Intellectual Property

   All intellectual property rights related to our lending services, including but not limited to trademarks, logos, and software, are the property of EA Lending.

   
   

9. Limitation of Liability

   To the extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our lending services.

   
   

10. Governing Law

    These terms and conditions shall be governed by and construed in accordance with the laws of United States.

    
    

11. Changes to Terms

    We reserve the right to modify or update these terms and conditions at any time. Any changes will be effective immediately upon posting on our website.

    
    

12. Contact Information

    If you have any questions or concerns about these terms and conditions or our lending services, please contact us at [email protected].

By using our lending services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.