Privacy Policy
Effective Date: January 20, 2023
EA Lending LLC ("we", "us", or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines the types of information we may collect from you or that you may provide to us when you interact with our website or use our services, and how we use, protect, and disclose that information.
Information We Collect
We may collect personal information from you directly when you interact with us, such as when you apply for a loan or create an account with us. The types of personal information we may collect include:
a. Name
b. Contact information (e.g., address, email address, phone number)
c. Social Security number
d. Financial information (e.g., income, assets, debts)
e. Employment information
f. Other information you provide to us
We may also automatically collect certain information when you visit our website, such as your IP address, browser type, operating system, and browsing activity.
How We Use Your Information
We may use the information we collect for the following purposes:
a. To process and manage your loan application
b. To communicate with you about your account or our services
c. To provide customer support
d. To improve our products and services
e. To comply with legal and regulatory requirements
f. For any other purpose with your consent
How We Protect Your Information
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. We use appropriate security measures, including encryption and access controls, to safeguard your information.
Disclosure of Your Information
We may disclose your personal information to third parties for the following purposes:
a. To service providers who assist us in providing our services (e.g., loan processors, credit bureaus)
b. To comply with legal and regulatory requirements
c. With your consent or at your direction
We do not sell or rent your personal information to third parties for marketing purposes.
Your Choices
You have certain choices regarding the collection, use, and disclosure of your personal information. You may choose not to provide certain information, but this may limit your ability to use our services.
Changes to this Privacy Policy
We may update this Privacy Policy from time to time by posting a revised version on our website. The revised version will be effective as of the date posted.
Contact Us
If you have any questions or concerns about our Privacy Policy or our practices regarding your personal information, please contact us at [email protected].